“拖累”
用英语怎么说？

Another primary reason for sluggish retail activity is the prolonged downturn across the housing sector. Residential real estate previously accounted for nearly a quarter of all economic output when factoring in associated industries. However, regulatory crackdowns on excessive borrowing triggered severe financial defaults, causing property valuations to drop considerably across metropolitan hubs. For generations, housing acted as the foremost store of wealth for middle-class families. With property prices now stagnant, the positive wealth effect has evaporated, causing citizens to cut discretionary spending and weighing on employment opportunities in building sectors.

零售活动低迷的另一个主要原因是房地产行业长期疲软。如果算上相关行业，住宅房地产此前几乎占整个经济产出的四分之一。然而，针对过度借贷的监管打击引发了严重的违约潮，导致各大都市中心的房屋估值大幅下滑。数代人以来，住房一直是中国家庭最重要的财富蓄水池。随着房价如今陷入停滞，积极的财富效应已经消散，导致民众削减可选支出，并拖累了建筑行业的就业机会。